CRA Public File
Branch Locations / Available Products
| LOCATION | HOURS | AVAILABLE PRODUCTS |
|---|---|---|
| Full-Service Branch 1501 E Oak St Mahomet, IL 61853 Opened June 2006 |
Monday-Friday 8:00 AM-6:00 PM Saturday 9:00 AM-12:00 PM |
Loan Deposits ATM-available 24/7 Safe Deposit Boxes Night Depository |
| Full-Service Branch 3105 S Staley Rd Champaign, IL 61822 Opened August 2021 |
Monday-Friday 8:00 AM-5:00 PM Saturday 9:00 AM-12:00 PM |
Loan Deposits 2 ATMs-available 24/7; each accepts deposits Night Depository |
| Full-Service Branch 109 E Vermilion St Catlin, IL 61817 Acquired June 2023 |
Monday-Friday 8:00 AM-5:00 PM Saturday 8:00 AM-12:00 PM (drive) |
Loan Deposits ATM-available 24/7; accepts deposits Safe Deposit Boxes Night Depository |
| Full-Service Branch 1002 N Main St Georgetown, IL 61846 Acquired June 2023 |
Monday-Friday 8:00 AM-5:00 PM Saturday Closed |
Loan Deposits ATM-available 24/7 Night Depository |
| Full-Service Branch 2490 N Vermilion St Danville IL 61832 Opened July 2024 |
Monday-Friday 8:00 AM-5:00 PM Saturday (drive) 8:00 AM-12:00 PM |
Loan Deposits ATM-available 24/7 Safe Deposit Boxes Night Depository |
| Stand-alone ATM 303 N Gilbert St Danville, IL 61832 Acquired June 2023 |
24 Hours a day/7 Days a Week | ATM-available 24/7; accepts deposits |
FFIEC Geocoding
The Fisher National Bank Quarterly Loan to Deposit History
| DATE | TOTAL LOANS | TOTAL DEPOSITS | PERCENTAGE |
|---|---|---|---|
| 06/30/2024 | $249,696,246 | $287,903,938 | 86.73% |
| 03/31/2024 | $243,516,912 | $279,059,274 | 87.26% |
| 12/31/2023 | $244,388,268 | $276,511,039 | 88.38% |
| 09/30/2023 | $237,625,257 | $265,120,396 | 89.63% |
Assessment Area
Current Rates
Current Products
Click here for current Checking products
Click here for current Savings products
Click here for current Loan products
Schedule of Fees and Charges
Check printing fees vary by the style of check order.
| The following fees and charges may be assessed against your account: | |
|---|---|
| Check printing | Fees vary by the style of checkorder |
| Replace lost ATM card or Debit Card | $10.00 |
| ATM cash withdrawal at non-proprietary ATMs | $0.75 |
| Legal Fees | $50.00 |
| Cashier's Checks | $3.00 |
| Account balancing assistance (first time free) | $10.00/hour |
| License Sticker Fee (each) | $7.50 |
| Overdraft/Nonsufficient funds (NSF)* - each | $30.00 |
| Sweep account fee - per transaction | $10.00 |
| Account activity printout | $1.00 |
| Collection Items | $30.00 |
| Stop payment-each | $15.00 |
| Fax service (incoming/outgoing)-per page | $1.00 |
| Photocopies | $0.15 |
| Wire transfers (domestic)-incoming/outgoing | $20.00 |
| Wire transfers (international)-incoming/outgoing | $75.00 |
| Monthly Dormant account fee (after 36 months inactivity) | $3.00 |
Business Account Fees
| The following fees and charges may be assessed against your account: | |
|---|---|
| Online Cash Management | $5.00/month |
| Positive Pay | $30.00/month |
Corporate Checking Account
$100.00 to open account, no minimum balance, free debit card, free online banking with valid email address, free online bill pay, free online statement ($5.00 charge per month for paper statement), return check fee $5.00, $5.00 monthly maintenance fee (waived if average daily balance is $10.000.00 or more).
Small Business
$100.00 to open account, free debit card, free online banking with valid email address, free online bill pay, $5.00 monthly service fee if balance falls below $100.00 during the statement cycle, free electronic statement ($5.00 charge per month for paper statement), $5.00 return item fee.
*The categories of transactions for which an overdraft/NSF fee may be imposed are those by any of the following means: check, in-person withdrawal, automated clearing house or transfer. NSF fees will be charged each time an item presented for payment is returned due to insufficient funds in your account. The fee may be charged multiple times on the same item, and could be assessed as often as daily. There is no limit to the number of times the fee will be assessed on the same item when presented multiple times.
HMDA Disclosure Statement
Home Mortgage Disclosure Act Notice
HMDA data about our residential mortgage lending is available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. This data is available online at the Consumer Financial Protection Bureau’s website: www.consumerfinance.gov/hmda
HMDA data for many other financial institutions is also available at this website.