Rates

Rewards Checking†

Balance Annual Percentage Yield Description
Up to $20,000.001 [{rewardsUpTo20}]
  • ATM refunds up to $20.00 per cycle††
  • Interest will be credited to your account monthly
  • No penalties if qualifications are not met
Excess balance over $20,000.001 [{rewardsOver20}]
  • ATM refunds up to $20.00 per cycle††
  • Interest will be credited to your account monthly
  • No penalties if qualifications are not met
Qualifications not met1 [{requirementsNo}]
  • Interest will be credited to your account monthly
  • No penalties if qualifications are not met

Rewards Saver (when affiliated with Rewards Cash Back or Rewards Checking account)^

Balance Annual Percentage Yield Description
Up to $20,000.001 3.55%
  • $100.00 minimum balance to avoid a $10.00 monthly service charge
  • Rate received if qualifications in Rewards Checking or Rewards Cash Back checking account are met1
  • Account includes 15 free w/d per quarter. $1 service charge for each additional w/d in same quarter
  • Interest will be compounded monthly
  • No Penalties if qualifications are not met
Excess balance over $20,000.001 0.60%
  • $100.00 minimum balance to avoid a $10.00 monthly service charge
  • Rate received if qualifications in Rewards Checking or Rewards Cash Back checking account are met1
  • Account includes 15 free w/d per quarter. $1 service charge for each additional w/d in same quarter
  • Interest will be compounded monthly
  • No Penalties if qualifications are not met
Qualifications not met1 0.50%
  • $100.00 minimum balance to avoid a $10.00 monthly service charge
  • Account includes 15 free w/d per quarter. $1 service charge for each additional w/d in same quarter
  • Interest will be compounded monthly
  • No Penalties if qualifications are not met
1Qualifications for each monthly qualification cycle: 1. Have at least 12 debit card purchases post and clear per qualification cycle (excludes ATM withdrawals), 2. Have at least one direct deposit or ACH debit post and clear per qualification cycle, 3. Receive electronic statements.
†Minimum deposit to open account is $50.00. No minimum balance to earn rewards or maintain account.
^Minimum deposit to open account is $100.00. No minimum balance to earn rewards or maintain account.
††ATM fees are refunded only if qualifications are met. For more information, click here.

Other Deposit Accounts

Account Type Interest Rate Annual Percentage Yield Description
Regular Savings [{regularSavingsInt}] [{regularSavingsAPY}]
  • $100.00 minimum balance to avoid a $10.00 quarterly service charge
  • Interest Compounded Quarterly
  • Account includes 15 free w/d per quarter. $1 service charge for each additional w/d in same quarter
Junior Account [{juniorSavingsInt}] [{juniorSavingsAPY}]
  • $5.00 minimum balance to open
  • Interest Compounded Quarterly
  • Account includes 15 free w/d per quarter. $1 service charge for each additional w/d in same quarter
Christmas Club [{xmasClubInt}] [{xmasClubAPY}]
  • $5.00 minimum balance
  • Simple interest paid at club year end
  • Account is not eligible for regular withdrawals
Interest Checking [{nowAccountInt}] [{nowAccountAPY}]
  • $500.00 minimum balance to open
  • Interest paid monthly
  • Penalty of $10.00 if balance falls below $500.00
Money Market Plus [{moneyMarket1000Int}] [{moneyMarket1000APY}]
  • $1,000.00 Minimum Balance
  • Interest paid monthly
  • Penalty of $15.00 if balance falls below $1,000.00
  • Transfers are limited to six per statement cycle
Money Market Plus [{moneyMarket25000Int}] [{moneyMarket25000APY}]
  • $25,000.00 Minimum Balance
  • Interest paid monthly
  • Penalty of $15.00 if balance falls below $1,000.00
  • Transfers are limited to six per statement cycle
Money Market Plus [{moneyMarket50000Int}] [{moneyMarket50000APY}]
  • $50,000.00 Minimum Balance
  • Interest paid monthly
  • Penalty of $15.00 if balance falls below $1,000.00
  • Transfers are limited to six per statement cycle
Money Market Plus [{moneyMarket100000Int}] [{moneyMarket100000APY}]
  • $100,000.00 Minimum Balance
  • Interest paid monthly
  • Penalty of $15.00 if balance falls below $1,000.00
  • Transfers are limited to six per statement cycle
Prime Benefits and Foundation Club [{primeBenInt}] [{primeBenAPY}]
  • $50.00 minimum balance to open
  • Interest paid monthly
  • No interest is paid if balance is less than $2,500.00

Certificate of Deposit (CDs)

Account Type Interest Rate Annual Percentage Yield Description
3 Month [{3MoInt}] [{3MoAPY}]
  • $500.00 Minimum Balance
  • Interest Paid at maturity
  • 3 Month Interest Penalty
6 Month [{6MoInt}] [{6MoAPY}]
  • $500.00 Minimum Balance
  • Interest Compounded Quarterly
  • 3 Month Interest Penalty
12 Month [{12MoInt}] [{12MoAPY}]
  • $500.00 Minimum Balance
  • Interest Compounded Quarterly
  • 3 Month Interest Penalty
18 Month [{18MoInt}] [{18MoAPY}]
  • $500.00 Minimum Balance
  • Interest Compounded Quarterly
  • 6 Month Interest Penalty
24 Month [{24MoInt}] [{24MoAPY}]
  • $500.00 Minimum Balance
  • Interest Compounded Quarterly
  • 6 Month Interest Penalty
30 Months [{30MoInt}] [{30MoAPY}]
  • $500.00 Minimum Balance
  • Interest Compounded Quarterly
  • 6 Month Interest Penalty
36 Months [{36MoInt}] [{36MoAPY}]
  • $500.00 Minimum Balance
  • Interest Compounded Quarterly
  • 6 Month Interest Penalty
48 Months [{@48MoInt}] [{@48MoAPY}]
  • $500.00 Minimum Balance
  • Interest Compounded Quarterly
  • 12 Month Interest Penalty
60 Months [{60MoInt}] [{60MoAPY}]
  • $500.00 Minimum Balance
  • Interest Compounded Quarterly
  • 12 Month Interest Penalty

IRA Rates

Account Type Interest Rate Annual Percentage Yield Minimum Balance
6 Month [{6MoIRAInt}] [{6MoIRAAPY}] $500.00 Minimum Balance
12 Month [{12MoIRAInt}] [{12MoIRAAPY}] $500.00 Minimum Balance
18 Month Fixed [{18MoIRAInt}] [{18MoIRAAPY}] $500.00 Minimum Balance
24 to 30 Month [{24MoIRAInt}] [{24MoIRAAPY}] $500.00 Minimum Balance
36 to 48 Month [{36MoIRAInt}] [{36MoIRAAPY}] $500.00 Minimum Balance