Privacy Policy

FACTS:

What does Fisher National Bank do with your personal information?

WHY?

Financial companies choose how they share your information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the products or services you have with us. This information can include:

Social Security number and overdraft history
Credit history and payment history
Transaction or loss history and checking account information

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Fisher National Bank chooses to share; and whether you can limit this sharing.

  
    	Reasons we can share your personal information
      	Does Fisher National Bank share?
      	Can you limit this sharing?
    

    	For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.			
      	Yes
      	No
    

    	For our marketing purposes - to offer products and services to you. 			
      	No
      	We don't share
    

    	For joint marketing with other financial companies.	
      	No
      	We don't share
    

    	For our affiliates' everyday business purposes - information about your transactions and experiences.	
      	No
      	We don’t share
    

    	For our affiliates' everyday business purposes - information about your creditworthiness.	
      	No
      	We don’t share
    

    	For non-affiliates to market to you. 	
      	No
      	We don't share
    

To limit our sharing

Call: (217) 897-1136
Visit us online: www.fishernational.com

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call (217) 897-1136 or go to www.fishernational.com

How does Fisher National Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Fisher National Bank collect my personal information?

We collect your personal information, for example, when you:

Open an account or apply for a loan
Give us your income information or provide employment information
Provide your mortgage information

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

Sharing for affiliates’ everyday business purposes-- information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

With regards to our online and mobile presence?

Collection of the regulated data is in accordance with a legally required privacy notice under applicable financial services or data protection laws and regulations.
Collection by the app of that data occurs only in cases that are not part of your app’s primary functionality, and which are optional for you as the user.
Such notice provides that data is not shared with unaffiliated third parties to market other products and services.
Such data is not linked with third-party data for advertising purposes or shared with a data broker except for purposes of fraud detection or prevention or security, or with a consumer reporting agency for credit reporting.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Fisher National Bank has no affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Fisher National Bank does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Fisher National Bank does not jointly market.